Top Acorns Alternatives for Savvy Investing

acorns alternatives

Looking for the best Acorns alternatives to enhance your investment strategy? As a savvy investor, you understand the importance of exploring different platforms and apps that align with your financial goals. While Acorns has gained popularity for its micro-investing approach and unique features, there are several alternatives available in the market that offer diverse investment options and strategies to suit your needs.

In this article, I will guide you through some of the top Acorns alternatives that provide innovative solutions for investment enthusiasts like you. Whether you’re looking for specific investment apps, alternative platforms, or competitors of Acorns, we’ve got you covered. Let’s dive in and discover the best options to take your investing journey to the next level.

Key Takeaways:

  • Explore a range of Acorns alternatives that offer diverse investment options and strategies.
  • Discover investment apps and platforms instead of Acorns that cater to your specific needs.
  • Identify Acorns competitors and substitutes in the market.
  • Find out about the unique features and benefits offered by each alternative.
  • Choose the right platform that aligns with your investment goals and preferences.


When it comes to robo-advisors, Betterment is a leading platform that offers a comprehensive approach to investment. With Betterment, investors have access to a wide range of investment accounts and options, allowing them to personalize their investment strategy to meet their goals.

Betterment provides various types of investment accounts, including taxable accounts, Individual Retirement Accounts (IRAs), and portfolio options. This gives investors the flexibility to choose the account that aligns with their financial objectives and preferences.

One of the key advantages of Betterment is its fee structure. Instead of charging a fixed amount, Betterment’s fees are based on a percentage of the investor’s assets under management. This ensures that fees are proportionate to the size of the investment, making it a transparent and cost-effective option.

Betterment also offers additional features like tax-loss harvesting, which can help investors minimize their tax liabilities. This automated feature enables Betterment to strategically sell investments at a loss to offset any gains, potentially reducing the investor’s overall tax liability.

Furthermore, Betterment allows investors to have more control over their risk exposure by offering various portfolio options. Investors can choose from a range of investment strategies, such as socially responsible investing or smart-beta portfolios, to align their investments with their values and goals.

In conclusion, Betterment is a top choice among robo-advisors due to its detailed investment approach, diverse account options, transparent fee structure, and additional features like tax-loss harvesting. Whether you’re a beginner investor or an experienced one, Betterment provides a user-friendly platform with robust investment options to help you achieve your financial objectives.


Acorns is a leading micro-investing platform that has gained popularity for its innovative approach. With Acorns, users can invest their spare change from daily purchases, allowing them to effortlessly grow their savings over time. This unique round-up feature rounds up each transaction to the nearest dollar and invests the difference in a diversified portfolio.

One of the key advantages of Acorns is its simple fee structure. Instead of complex and variable fees, Acorns charges a flat monthly fee based on the user’s chosen subscription plan. This makes it easy for investors to understand and budget for their investment costs.

Acorns is particularly appealing to beginners who are looking to dip their toes into the world of investing. The platform offers automated portfolios based on the user’s profile and investment goals. This takes the guesswork out of portfolio construction and helps users build a well-diversified investment portfolio.

Another standout feature of Acorns is its provision of custodial accounts. These accounts allow parents or guardians to invest on behalf of minors, making Acorns a family-friendly platform. Not all micro-investing platforms offer custodial accounts, giving Acorns a competitive edge in this area.


Robinhood: The Platform for Active Investors

When it comes to commission-free trading and a self-directed approach, Robinhood is a top choice for active investors. With its user-friendly interface and accessibility to a wide range of investment products, Robinhood has gained popularity among both beginners and experienced traders.

Robinhood allows users to trade stocks, ETFs, and cryptocurrencies without any commission fees, making it an attractive option for cost-conscious investors. Whether you’re interested in traditional asset classes or want to explore the world of digital currencies, Robinhood provides a seamless trading experience.

One of the standout features of Robinhood is its support for options trading. With Robinhood, investors have the opportunity to trade options contracts, giving them greater flexibility and potentially higher returns. This feature sets Robinhood apart from many other investment platforms, making it an attractive choice for those seeking to expand their trading strategies.

Additionally, Robinhood offers a user-friendly interface that simplifies the investment process, allowing users to easily monitor their portfolios, execute trades, and access market data. The platform’s intuitive design makes it accessible to investors of all experience levels, empowering them to make informed investment decisions.

If you’re an active investor looking for a platform that offers commission-free trading, options trading, and a user-friendly interface, Robinhood is definitely worth considering. Learn more about Robinhood’s features and how it can enhance your investment journey.

Key Features of Robinhood: Benefits for Active Investors:
Commission-free trading for stocks, ETFs, and cryptocurrencies Save on trading fees and maximize your returns
Options trading Expand your investment strategies and explore new opportunities
User-friendly interface Simplify the trading process and access market data effortlessly

With Robinhood, active investors can take advantage of commission-free trading, options trading, and a user-friendly interface. Start exploring the possibilities that Robinhood offers and take your investment journey to the next level.


Stash: The Perfect Platform for Beginner Investors

Are you a beginner investor looking to take your first step into the world of investing? Look no further than Stash, the micro-investing app designed specifically for investors like you. With its user-friendly interface and a range of features, Stash is the perfect platform to kickstart your investment journey.

One of the standout features of Stash is its subscription plans. These plans come with different features and pricing tiers, allowing you to choose the one that best fits your investment goals and budget. Whether you’re just starting out or ready to take your investment knowledge to the next level, Stash has a subscription plan tailored for you.

Another key feature that sets Stash apart is its round-up feature. With this feature, Stash automatically rounds up your purchases to the nearest dollar and invests the spare change into your chosen investment portfolio. This hands-off approach to investing makes it easy for beginner investors to start building their wealth effortlessly.

Stash also caters to long-term financial planning with its retirement accounts. Whether you’re saving for retirement or planning for your future, Stash offers a range of retirement account options to help you achieve your goals. Start building your nest egg with Stash’s retirement accounts today.


With Stash, beginner investors have access to a wide range of investment options. From ETFs and individual stocks to bonds and mutual funds, Stash provides a diversified investment portfolio to suit your risk tolerance and investment preferences.

Don’t let your lack of experience hold you back from entering the world of investing. Stash makes it easy for beginner investors to get started and grow their wealth over time. Sign up for Stash today and start your investment journey with confidence.


In 2021, there are several popular acorns alternatives that offer diversified platforms and innovative financial strategies for savvy investors. These alternatives provide a range of features and investment options to cater to different investor needs and goals. From robo-advisors like Betterment to micro-investing apps like Stash, there is a variety of choices available.

For beginners, platforms like Acorns and Stash provide user-friendly interfaces and simplified investment approaches, making it easier to get started. On the other hand, active investors who prefer a self-directed approach can opt for platforms like Robinhood that offer commission-free trading and access to a wide range of investment products.

When considering acorns alternatives, it’s important to evaluate the fee structures, investment options, and additional features offered by each platform. Whether you’re looking for zero-fee investing with M1 Finance or the unique round-up feature of Acorns, exploring these alternatives can help you find the right platform that suits your investment goals and preferences in 2021.


What are some alternatives to Acorns for savvy investing?

Some popular alternatives to Acorns include Betterment, M1 Finance, Robinhood, and Stash.

What is Betterment and how does it differ from Acorns?

Betterment is a robo-advisor that offers a detailed investment approach with goal setting. It provides a range of investment options and account types with a fee structure based on a percentage of your investment. Unlike Acorns, Betterment offers additional features like tax-loss harvesting and various portfolio options for more control over risk.

What is unique about Acorns as an investment app?

Acorns is known for its micro-investing approach and the round-up feature, which allows users to invest spare change. It has a simple fee structure with a flat monthly fee. Acorns is great for beginners and offers automated portfolios based on the user’s profile. It also provides custodial accounts, which are not available on all platforms.

What are the key features of M1 Finance that make it an alternative to Acorns?

M1 Finance is an investing app that offers zero-fee investing and key features like automated investing and fractional shares. Users can build their investment portfolios with prebuilt portfolios or customize their own. M1 Finance is known for its user-friendly interface and also offers additional banking features like an integrated checking account.

Can you tell me about Robinhood and how it differs from Acorns?

Robinhood is a popular platform for active investors who prefer a self-directed approach. It offers commission-free trading for stocks, ETFs, and cryptocurrencies. Unlike Acorns, Robinhood also allows users to trade options contracts. It is known for its user-friendly interface and accessibility to a wide range of investment products.

What makes Stash a good alternative to Acorns for beginner investors?

Stash is a micro-investing app that caters to beginner investors. It offers subscription plans with different features and pricing tiers. Stash has a round-up feature that automatically invests spare change. It also provides retirement accounts and a range of investment options for users to choose from.

What are the benefits of exploring Acorns alternatives in 2021?

Exploring Acorns alternatives can help investors find diversified platforms and innovative financial strategies. Whether you’re a beginner or an experienced investor, these alternatives offer different features and options to suit your investment goals and preferences.

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